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How to keep track of unpaid invoices without a system you hate

Chasing money is the worst part of working for yourself. The fix is not a better app. It is one list you update in the same five minutes every week.

The short answer

Set it up once, in about twenty minutes

  1. Write your last twelve invoices on one page or one sheet: client, invoice date, due date, amount, and whether it is paid.
  2. Mark the ones that are still open. Most people find one or two they had quietly forgotten about.
  3. Add a column that works out days past due, so the arithmetic stops being your job.
  4. Add a column for notes: what you sent, when, and what the client said. Memory is not evidence.
  5. Sort by days past due, descending. The invoice at the top of that list is today's job.

The weekly five minutes

Pick a fixed moment - Monday morning works for most people - and do only these four things. The point is not to build a system you admire. It is to never lose track of money you have already earned.

Send one chase per open invoice that is past due. Short, plain, no apology, no threat: the invoice number, the due date, the amount, the payment link or bank line.

Where this goes wrong

The free tool for this

Invoice total, with a discount and a tax rate - Invoice total, with a discount and a tax rate. It runs in the page, asks for your own numbers, and sends nothing anywhere.

If you would rather not build it yourself

This is the job ClientOS was built for: five linked tabs, one ageing column, and a per-client roll-up of what is billed, paid and still owed. ClientOS is $19. See it on the shop, and there is a plain page about it here: what it holds.

Questions people actually ask

How long should I wait before chasing?

One short reminder the day after the due date, then one a week. Most late payments are administration, not refusal, and a weekly nudge is the cheapest way to find out which one you have.

What if I use an app already?

Then use its report instead of this list, as long as it shows invoice date, due date, amount and days past due on one screen. If it does not, it is not answering the question.

Read next

What to look for in a client tracker before you pay for one, How to write a late payment reminder that actually gets paid, The client onboarding checklist that prevents every later argument, The one-page weekly review for a one-person business, What every invoice line item should say (and what never to write).

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