| Saving | - |
| After saving and debt | - |
| Leaving for the month's variable spending | - |
| Needs share, of what came in | - |
Every line above comes out of the boxes you typed. Nothing is stored, nothing is sent,
and there is no account behind this page.
- If the variable line comes out negative, the split is not the problem: the fixed column is bigger than the income column. That is the whole answer.
- This page cannot see your year, your rent increase, or a month with two big bills in it. A plan that survives one month and not the next was never a plan.